Finance Ratios PT. Bank Jatim Tbk. ( BJTM )

Finance RATIOS - PT. Bank Jatim Tbk. Ticker code : BJTM.

as December 31,                                  2011                    2010                    2009

Capital Adequacy Ratio :                  16,53 %               19,19 %               21,32 %

Nonperforming Loans    :                   0,97 %                 0,65 %                 1,05 %
( Gross )
NPL Net                                :            0,55 %                 0,24 %                 0,47 %

Return On Assets              :                 4,97 %                 5,58 %                  3,75 %
Return On Equity             :                 33,65 %              40,57 %                28,59 %
Net Interest Margin        :                    7,95 %                 9,17 %                  7,66 %
Opr cost / Opr Income   :                  60,02 %               59,58 %               66,04 %

Loan to Dep Ratio            :                 80,11 %               80,70 %               69,67 %

Note : Year 2010 & 2009 restated.

If you want trade our Stock, please read procedures How to Buy & Sell on the upper bar.

Balance sheet & Profit/Loss PT. Bank Jatim Tbk.

This is Summary of :
Balance sheet as December 31, 2011, 2010 and 2009.
( in millions Rupiah )

ASSETS :                                    2011                   2010                  2009

Cash                                     1.903.018        1.598.698         1.645.324
Other Receivables             227.850                 7.876                  3.705
Loans                               16.034.443      12.906.721        9.935.846
Fixed assets                          176.457            154.855            101.448
Others                                and so on         and so on           and so on

Total Assets                  24. 846.516     19.986.474      17.429.246

LIABLITIES :
Payables                                 514.513           207.607               199.891
Customer deposits       20.142.131     16.218.749        14.531.383
Other Bank dep                    246.236          244.312              108.357
Borrowings                            315.149            118.065              121.935
Others                                and so on          and so on           and so on


Total Liabilities            21.586.397      17.230.749        15.369.879


EQUITY :
Issued & Paid                      942.123             808.511              696.420
Retained earnings             880.579             894.366             516.832
Reserve                             1.437.417          1.052.848             846.115

Total Equity                    3.260.119          2.755.725          2.059.367

INCOME STATEMENT / Statement of Comprehensive income :
........................ ( Read more )

Other photos from Indonesia Investor Summit 2011 & next events

Other event of Indonesia Investor Summit 2011 will be held in Surabaya, East Java, from November 23 - 24, 2011, at The Grand City Mall & Convex, event consist of  :
 
1. Speech from Minister BUMN, Bapepam, BKPM, Economist, Success story, Investing practitioner
2. Presentation / Public expose from listed public companies ( PT. Wijaya Karya Persero Tbk, etc. )
3. Securities company products show and Investing management
4. Quiz and Door prize.

Indonesia Stock Exchanges ( IDX ) stand

Public expose from a public company

The visitors

The visitors & Luxury Cruiser on the side

Indonesia Investor Summit 2011

Indonesia Investor Summit 2011 at Ritz Carlton Hotel, Jakarta. October 5 - 6, 2011.

Audience & The stands

Audience asking to the Customer service agent

Deputy Minister of Finance have speech

Audience listening to the speaker

Finance Minister Republic of Indonesia have speech (left)

Annual Grand Meeting of : KRAS, ANTM, TINS, BUMI & PGAS Company

Photos of :
June 6, 2011. AGM PT. Krakatau Steel (Persero) Tbk., - code KRAS - a Government public company :

The podium of KRAS in Ballroom The Ritz Carlton Hotel, Jakarta.         Before the event.

The Commissioners & Directors of  KRAS                      The audience ( Investors )

June 14, 2011. AGM PT. Aneka Tambang (Persero) Tbk. / antam, - code ANTM - a Government public company :

The podium of ANTM in Ballroom JW Marriott Hotel, Jakarta.      The Commissioners & Directors ANTM

The audience ( Investors ) are listening to Director' s reports, include : Responsibilties, Balance sheet & Income statement, future prospect, condition of trading market ( local / International ) 2011, etc.

<-- Read more -->

4th Anniversary of IDX Investor Club

Yesterday ( June 11th, 2011 ) we have celebrating our 4th Anniversary of IDX ( Indonesia Stock Exchange ) Investor Club in F-Cone, FX Lifestyle X' nter building 7th Floor, from 9.30 - 14.00 PM. There are Mr. Ananta, Mrs. Dewi / Kiki, Mr. Yoyok, Mr. Yulianto & Mr. Aji, all from Indonesia Stock Exchange ( BEI ).
We have information that only about 1.100 investor from Jakarta and only about total 320.000 Indonesian investor right now, it is very little amount compare with our neighbour investor like in Malaysia or Singapore.
It's because of : 1. Our small market capital and 2. We have too many of "Dark traders" who can manage the market or index, therefore our market is not showing genuine / real market.
Hope I can help for this.
I already registered as a member of IDX Investor Club since June 2008, but become an Investor long before that year.

There is a director from a securities company who talks nonsence & bullshit as a speaker, he said that US economy will sink or will get big depression almost similar in 1930' s, I said : He didn't know that a ( one ) company like McDonald's Corp have market capital : $ 83,38 Billions (June 13th).

Here is some photos from that event :

Podium of IDX Club Anniversary in F-Cone building.       The audience / investor member.

The announcer and Staff from Indonesia Stock Exchange ( in front ).    The Musician and the singer.

Banner of Anniversary IDX Club on the podium.          View from General Sudirman Av ( view from
                                                                                           North to South ).

Leave for 2 months .....

Because of I want to finish my works ( regular jobs each year ), so I' ll leave for about 2 months not to see you for awhile, hope we can meet again in July 2011, actually I do have very busy since a few months ago, but now it seems my / the jobs are too much / loaded for me, well ..... I get to finish the jobs first then back to this site again OK ?; Before I leave, I send you some photos from my day to day others activity, ..... so until we meet again friends ! ..... Bye !.

1. PT. Wijaya Karya ( Persero ) Tbk. building (blue), at Jl. MayJen. D.I. Panjaitan Kav. 9, Jakarta.
2. In investors Annual Grand Meeting ( AGM ) of PT. Wijaya Karya (Persero) Tbk., at their office / building, May 12, 2011.

3. Podium background of PT. Wijaya Karya (Persero) Tbk. ( stock code : WIKA ) at its AGM
4. Podium background of PT. Bank Tabungan Negara (Persero) Tbk. ( stock code : BBTN ) at its AGM 

 5. Before opening, at the place of PT. Bank Tabungan Negara (Persero) Tbk. 6th floor, Jl. Gajah Mada, Jakarta
6. The Directors & Commissioners of PT. Bank Tabungan Negara (Persero) Tbk. explain their annual report, plans, responsibilities, etc., to the audience / investors in AGM, May 19, 2011

7. The audience / investors in AGM of PT. Bank Tabungan Negara ( Persero ) Tbk.
8. In the AGM of PT. Telekomunikasi Indonesia Tbk. ( stock code : TLKM ), at Ritz Carlton Hotel Pacific Place, Ballroom 4th floor, Jl. Jend. Sudirman, Jakarta, May 19, 2011 

9. The Directors & Commissioners of PT. Telekomunikasi Indonesia Tbk.
10. The Directors introduce themselves.

Notes :
WIKA is a government public company, in the field of EPC (Engineering Procurement & Construction) 
BBTN = Government Saving Bank, a government public company, product : Bank services, specialized in Housing credit.
TLKM = Indonesian Telecommunication, a government public company, product : Telecommunication services.

For Patricia, thanks a lot for your advice, I' ll see you next time.

A Present from Radio Canada International ( RCI )

 
Also in December 2010 I win a quiz from Radio Canada International ( RCI ) which topic about The Weather ( like in my blog story ), I receive a new calendar - special Trivia Calendar 2011, it tells / teach about : Cloud, weather, history of weather, pictures around Canada, quiz, etc. and a poster picture of clouds with explanation.
The website of RCI is : www.rcinet.ca; Mail address :

Radio Canada International 
PO Box : 6000
Montreal, Quebec H3C 3A8
CANADA.
And now the calendar is hanging in my front room.

Calendar 2011 from the Voice Of America

In December 2010 I received some new calendar 2011 from the VOA office in Jakarta ( I request some because I use to give it to my collegue / friends too ). It is in Indonesian language, so if you would like to request this calendar ( in English, with another picture  ), send your request via e-mail to VOA at : www.voanews.com , don' t forget to write your name & address completely, or you can send a letter by mail to :

Voice Of America

330 Independence Avenue, S. W.

Washington, DC 20237

USA.

Or e-mail address to : publicaffairs@ibb.gov

HAPPY NEW YEAR 2011 for everyone !.

HAPPY NEW YEAR 2011 TO ALL OF YOU .....

 I would like to say : HAPPY NEW YEAR 2011 to ALL OF YOU !, hope you all have best of Luck, Health & Wealth in the coming years ! ..... Bless you All !. 
Thank you very much for all of your supporting. Yours sincerely : Untara.